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From Rs 1.02 crore in FY17, common money withdrawn per ATM has elevated to Rs 1.30 crore in FY25. ATM money dispensation has seen a constant uptick since FY17, barring a stoop in FY21 because of the influence of COVID.
Bihar, New Delhi, Uttar Pradesh, Himachal Pradesh and Chhattisgarh are high states by way of money consumption, in response to CMS Consumption Report 2025.
Whereas Bihar noticed 8 per cent progress in money withdrawals in FY25, New Delhi grew by 4 per cent, Uttar Pradesh 4 per cent, Himachal Pradesh 3 per cent and Chhattisgarh 2 per cent. New Delhi has constantly stayed within the high 5 for the previous three consecutive years.
Nevertheless, Tripura noticed 23 per cent decline in money withdrawals, Mizoram 16 per cent drop and Kerala 14 per cent decline in FY25.
There was improve within the ticket measurement of ATM withdrawals additionally. The common ticket measurement (ATS) of ATM withdrawals in FY25 was Rs 5,658, registering a y-o-y progress of three per cent. Additional, choose months like October 2024, January 2025, February 2025, and March 2025 witnessed the next progress in ticket measurement at 4 – 6 per cent.
In distinction, the ATS of all UPI transactions dropped by 8 per cent from Rs 1,603 in H1 2023 to Rs 1,478 in H1 2024, although the UPI adoption has been going up within the current years, accounting for increased transaction values.
In response to CMS knowledge, the ATS for person-to-merchant (P2M) transactions too has declined from Rs 667 to Rs 643 in the identical interval, representing a 4 per cent discount.
